Attention homeowners in Sandston and Sandston County: Get an Appraisal today!
The top 7 reasons why Virginia homeowners order from Davis Appraisals (434) 384-7288:
At Davis Appraisals (434) 384-7288, we understand the individual needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. But as a general consumer, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.
Challenge property tax assessmentsYour local tax assessor may have your home overvalued if you live in a local area that's going down. That only means you're most likely paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Davis Appraisals (434) 384-7288 is your number one weapon when contesting your property tax assessment.
Need to cancel PMI?A fashionable way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping people just like you rid themselves of unwanted PMI insurance.
Recently got a freeze to your HELOC?If your house is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inopportune from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Davis Appraisals (434) 384-7288 can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Have you just been handed a copy of your appraisal and you would prefer to have an expert double-check it for preciseness or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Davis Appraisals (434) 384-7288 offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you. Although most review work is requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.